Digital Currencies Solution Engineering Lead

We are seeking a highly skilled and experienced  Digital Currencies Engineering Lead to join our Technology team. This is a techno-functional role with a strong emphasis on engineering leadership. The successful candidate will play a pivotal role in integrating stablecoins and tokenized deposits into the bank’s existing payment infrastructure, working end-to-end across multiple domains.

The role requires a deep understanding of payments technology and blockchain platforms, combined with the ability to design and deliver scalable, secure, and high-performing solutions. The candidate will collaborate with product teams, enterprise architects, and engineering teams to deliver innovative digital currency solutions that align with the bank’s target architecture and strategic goals.

The ideal candidate will have a strong blend of technical expertise, engineering leadership, and payments functional knowledge, with the ability to write and drive end-to-end solution intents, guide teams on detailed implementation requirements, and evangelize digital currencies across the organization.

•    Engineering Leadership and Solution Design:
o    Lead the technical design and integration of stablecoins and tokenized deposits into the bank’s payment infrastructure.
o    Develop end-to-end solution intents for new digital currency products, ensuring alignment with the bank’s target architecture and engineering standards.
o    Make technical decisions on architecture, frameworks, and tools to ensure scalability, security, and performance.
o    Collaborate with engineering teams to ensure solutions are implemented effectively and meet quality standards.
•    Hands-On Technical Contributions:
o    Provide hands-on guidance to engineering teams during the design, development, and deployment phases.
o    Review and approve technical designs, ensuring they align with enterprise architecture principles and best practices.
o    Troubleshoot complex technical issues and provide innovative solutions to overcome challenges.
•    Techno-Functional Leadership:
o    Act as the interface between product teams and technology teams, translating business requirements into actionable technical solutions.
o    Guide domain teams on the detailed technical and functional requirements underpinning the solution intents.
o    Ensure seamless integration of digital currency solutions across multiple domains, including core banking, payments, and treasury systems.

•    Stakeholder Collaboration:
o    Collaborate with product teams to understand business needs and define technical solutions that meet those needs.
o    Partner with enterprise architects to ensure solutions align with the bank’s enterprise architecture principles and standards.
o    Work closely with engineering teams to oversee the implementation of digital currency solutions.
•    Evangelism and Thought Leadership:
o    Act as a digital currencies evangelist within the bank, promoting awareness and understanding of stablecoins, tokenized deposits, and their potential impact on the financial ecosystem.
o    Provide thought leadership on emerging trends in digital currencies, blockchain, and payments, and their implications for the bank.
o    Represent the bank in internal and external forums to showcase the bank’s digital currency initiatives.
•    Governance and Compliance:
o    Ensure all digital currency solutions comply with regulatory, security, and operational risk requirements.
o    Collaborate with compliance and risk teams to address emerging regulatory challenges related to digital currencies.
•    Continuous Improvement:
o    Identify opportunities to enhance the bank’s payment infrastructure to better support digital currency products.
o    Drive innovation by exploring new technologies and frameworks to improve scalability, efficiency, and resilience.

Strategy

•    Identifying the needs of business and determining the direction it needs to go in order to excel and succeed

Business
•    Use data to form business insights and recommend changes in businesses and other organizations

Processes
•    scope of changes to business processes, providing details about the current business context, existing business processes, and stakeholders involved in these business processes.

People and Talent
•    Lead through example and build the appropriate culture and values. Set appropriate tone and expectations from their team and work in collaboration with risk and control partners

Risk Management
•    The ability to interpret the Group's financial information, identify key issues based on this information and put in place appropriate controls and measures.

Governance
•    Responsible for assessing the effectiveness of the Group's arrangements to deliver effective governance, oversight and controls in the business and, if necessary, oversee changes in these areas; Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role

Regulatory and Business Conduct

•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•   Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

•    key stakeholders to identify include executives, end-users, IT teams, and subject matter experts

• 10+ years of experience in payments technology, solution architecture, or related roles.


• Strong knowledge of blockchain platforms and products (e.g., Ethereum, Hyperledger, Kaleido)


• Strong knowledge and hands on experience in stablecoins, and tokenized deposits.


• Hands-on experience with payment systems and core banking infrastructure.


• Proficiency in designing and delivering end-to-end solutions for complex, multi-domain systems.


• Expertise in enterprise architecture frameworks and principles.


• Proven ability to lead engineering teams, providing technical guidance and ensuring high-quality delivery.


• Experience in troubleshooting and resolving complex technical issues during development and deployment.


• Ability to make critical technical decisions and balance trade-offs between scalability, performance, and cost.


• Excellent communication and presentation skills, with the ability to articulate complex concepts to both technical and non-technical audiences.


• Passion for digital currencies and the ability to inspire others to embrace innovation.


• Bachelor’s or Master’s degree in Computer Science, Engineering, or a related field. 

• Payments domain knowledge 


• Deep understanding of payments (e.g., RTGS, ACH, SWIFT, ISO 20022) and digital currency use cases.


• Familiarity with regulatory and compliance requirements for digital currencies and payments.

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• 
  Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do


• 
  Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well


• 
  Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• 
  Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.


• 
  Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.


• 
  Flexible working options based around home and office locations, with flexible working patterns.


• 
  Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits


• 
  A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.


• 
  Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers