Senior Executive, Business Development (E-Payment & E-Debit Card Solutions)
Phillip Securities
Description
Responsibilities:
Product Development & Management
Design and oversee the implementation of e-payment and e-debit card solutions linked to securities accounts.
Develop a comprehensive roadmap for integrating financial and securities services into payment systems.
Ensure seamless user experience and compatibility across multiple platforms.
Drive innovation in digital wallet functionality, including real-time fund transfers and linked portfolio services.
Collaborate with IT, product development, compliance, and marketing teams to align solutions with business goals.
Coordinate with external vendors, payment gateways, and securities account providers for system integration.
Regulatory Compliance & Risk Management
Ensure products meet all regulatory and compliance requirements, particularly around KYC/AML, securities regulations, and data privacy.
Identify and mitigate operational and financial risks in the e-payment ecosystem.
Customer & Market Insights
Analyze customer behavior, industry trends, and competitor offerings to enhance product features and drive adoption.
Lead the development of educational materials to improve customer understanding and usage of products.
Establish KPIs to measure success and oversee regular reporting of system performance, user satisfaction, and operational metrics.
Requirements:
Bachelor’s degree in Business Administration, Finance, Computer Science, or related field.
Minimum 5 years of experience in digital payments, with at least 2 years in a leadership role. Experience in securities trading is a plus.
Proven experience in product management for e-payment or debit card systems, especially in contexts involving financial accounts or securities.
Skills & Competencies:
Deep understanding of digital payment systems and e-debit card technologies. Familiarity with payment processing, clearing, and settlement systems.
Strong knowledge of cybersecurity, encryption standards, and fraud prevention for e-payment platforms.
Ability to lead cross-functional teams and manage projects.
Strategic mindset with a strong customer-centric focus.
In-depth understanding of financial regulations and their application to e-payments and securities.
Strong analytical skills for data-driven decision-making and market analysis.
Excellent written and verbal communication skills for engaging stakeholders and presenting strategic initiatives.
Proficient in negotiating with external vendors, partners, and regulatory bodies.